BANGKING SECTOR UPDATE 11/11/08

- HSBC beli Bank Ekonomi dengan PBV = 4,2
- Ratio bank Ekonomi: ROE= 19%, PER =14  (harga beli HSBC dengan PER = 21) 

Coba perhatikan:
- Ratio PBV BDMN, BMRI, BBRI : 1,3 1,3 dan 2,3
- Ratio PER nya: 6,7 dan 8.

Jadi saham saham bank masih punya POTENSI untuk naik seratus persen,
jika market sudah kembali bullish.
 
Note: 
- Pilihlah timing beli yg baik


Date: 10-11-08                        FINANCIAL RATIO COMPARISON
                                           Sector: BANKING
                                       Ranked by: PER Quarter
                                          www.investdata.net 
 
|-- ---- ------- --- --- --- ---- ---- --- ---------- ===------ --------- ===--------- ----------- ----------- ----- ------ --------
|  |    |       |(1) (2) (3)| (4)  (5)|(6)|    (7)   |   (8)   |   (9)   |     (10)   |(11)(12)(13|(14)(15)(16| (17)| (18) |       |
|  |    | SALES |GRS OPR NET|         |ROA|    ROE   |   COP   |   CLOP  |     PER    |YoY GROWTH |Q3/Q2 GROWT|     | LAST | MARKET|
|NO|STOC| (bio) |MAR PRF PRF| PBV  DER|   |          |         |         |            |    OPR NET|    OPR NET| PEG |PRICE |CAPITAL|
|  |    |       | %   %   % |         |   | Q3 Q2 QTR|TDY Q3 Q2|TDY Q3 Q2|TDY Q3 Q2QTR|SAL PRF PRF|SAL PRF PRF|     |      | (bio) |
|-- ---- ------- === === === ==== ==== === === --- -- === -- -- =v= -- -- === -- -- -- --- --- === --- --- === =====|======|=======|
| 1 BDMN| 11.574| 60  24  15| 1,3| 8,5|  2| 21  22 22| 3|  6  6|27| 30 28| 6| 10 10| 6| 15   6| 10| 10  -3|  1| 0,61| 2.925| 14.694|
| 2 BMRI| 19.004| 57  29  20| 1,3| 9,9|  1| 18  18 18| 5|  7  7|44| 46 44| 7| 10 10| 7|  5  20| 24| 13   0| 11| 0,31| 1.910| 39.928|
| 3 BBRI| 20.284| 72  30  20| 2,3|10,4|  2| 29  29 29| 5|  7  7|29| 31 31| 8| 11 11| 7| 18  21| 17|  3   7|  0| 0,47| 3.675| 45.275|
| 4 BBCA| 13.640| 62  41  29| 3,1| 9,2|  2| 23  23 28| 9| 10  8|36| 37 38|13| 14 12|11| 11  19| 19| 10  21| 22| 0,70| 2.900| 70.695|
| 5 BAEK|  1.072| 46  21  21| 2,8| 9,7|  1| 19  19 19|15| 12  8|66| 63 57|14| 12  8|14|  6  24| 24| 11  -2| -0| 0,61| 1.940|  4.604|
|-- ---- ------- === === === ==== ==== === === --- -- === -- -- === -- -- === -- -- -- --- --- === --- --- === =====|======|=======|
 
1. GRS MRG: Gross Margin to Sales (in %)
2. OPR PRF: Operating Profit to Sales (in %)
3. NET PRF: Net Profit to Sales (in %)
4. PBV: Stock Price to Book value
5. DER: Debt Equity Ratio
6. ROA: Return On Asset (in %)
7. ROE: Return O Equity (in %)
         QTR: ROE Quartely, using Most Recent Quarter's Net Profit
8. COP: Capitalisation to Operating Profit (in years)
9. CLOP: Capitalisation + Liability to Operating profit (in years)
10. PER: Price Earning Ratio
         QTR: PER using Most Recent Quarter's Net Profit
11. Sales Growth in % (Year on Year comparison)
12. Operating Profit Growth in % (YOY comparison)
13. Net Profit Growth in % - (YOY comparison)
14. Sales Growth in % - (Most Recent Quarter comparison)
15. Operating Profit Growth in % - (MRQ comparison)
16. Net Profit Growth in % - (MRQ comparison)
17. PEG = PER / Net Profit Growth